About
About SKG Financial
Last reviewed: August 2026
SKG Financial is a small accounting firm in the Greater Toronto Area. We work with incorporated owner-managed businesses, mostly Canadian-controlled private corporations, with real depth in two industries: contractors and trades, and health, wellness and cosmetic clinics.
The firm is deliberately small. Two owners, working directly on files, without a layer of juniors between the client and the person who understands the file. That limits how many clients we can take. It also means the person who answers your question in March is the person who prepared your return in November.
What we actually believe about small business accounting
The return is the easy part. Anyone with software can file a T2. The value is in the eleven months before it: whether the equipment was bought in the right month, whether the HST was collected on the right services, whether the person you call a subcontractor is one, whether the money coming out is coming out the cheapest way.
Industry knowledge is not a marketing angle. It is the reason a contractor's holdbacks get accounted for properly and a clinic's exempt and taxable split survives a CRA review. Generic advice is cheap and it is worth what it costs.
Fixed fees, because the alternative punishes the wrong behaviour. Hourly billing gives clients a reason not to call. That is precisely backwards. A question asked in advance costs us fifteen minutes and saves the client thousands. A question asked afterwards costs everyone more.
Say the number. A quote before the work starts, in writing, itemised. If the scope changes we requote before doing the work.
Be straight about fit. If your business is in an area we do not know well, or if what you need is genuinely a larger firm, we will say so on the first call. That happens a few times a year and it has never been the wrong decision.
Who we are a good fit for
- Incorporated owner-managed businesses, roughly $150,000 to $5 million in revenue
- Owners who want one firm handling the corporation and the family's personal returns
- Businesses in contracting, trades, clinics or cosmetic practice, where the industry rules matter
- People who would rather have a conversation in October than a surprise in April
Who we are not a good fit for
- Businesses wanting the cheapest possible T2 and nothing else. That is a real service and other firms provide it well
- Companies needing an audit or review engagement
- Public companies, or businesses with significant international structuring needs
- Anyone looking for aggressive positions. We file returns that we are comfortable defending
What we do
Corporate tax (T2), personal tax (T1) for owners and family, GST/HST, payroll with T4 and T5 slips, QuickBooks Online bookkeeping, and CFO-level reporting and planning for businesses that need it.
See all services → · See the industries we serve →
Where we work
Mississauga, Brampton, Oakville, Etobicoke, Milton and the wider GTA. The work is done remotely with secure document exchange and video calls, which means location matters less than it used to. We take on clients elsewhere in Ontario where the fit is right.
The first conversation
Twenty minutes, free, no pitch. What the business does, what shape the books are in, what the last accountant did and did not do, and whether there is anything urgent. At the end of it you get a straight answer on whether we can help and roughly what it would cost.